CEA & IBF aligned · Syllabus refreshed May 2026

Pass RES & FA with focused practice, not a wall of text.

Singapore requires Real Estate Salespersons (RES) and Financial Advisors (FA) to pass rigorous licensing exams before practising. We build the sharpest prep tools for both — timed mocks, weak-spot radar, momentum tracking.

1,500+ RES questions
EN / 中文 (FA)
Commuter mode
sgexamready.com/res/mock · Paper 1 · Q14 of 50
Live
Resale HDB — 4-room flat, Bedok

Mr Tan (Singaporean, age 38) and his wife (PR) are buying a resale 4-room HDB flat at $620,000. They currently own a private condo purchased in 2019.

Mr Tan's monthly income is $9,500; his wife earns $6,200. Combined monthly debt obligations: $1,400.

Applicable rates: ABSD, LTV cap, and MSR & TDSR calculations apply.

Saved 3 highlights
Q14 · 1 mark 01:42
Given the couple's profile, what is the maximum LTV applicable to this purchase from a bank loan?
A75% — first housing loan
B45% — second housing loan, tenure within limitsCORRECT
C55% — applies only to private property
D25% — third or subsequent housing loanYOUR PICK
Section A
14 / 50
EXAM-READY 75%
// Built for Singapore professionals
CEA-aligned (RES)
IBF / MAS-aligned (FA)
Timed mock mode
Weak-spot radar
EN / 中文 bilingual
Refreshed monthly
RES

Real Estate Salesperson

Administered by CEA · Council for Estate Agencies

In Singapore, anyone who wants to work as a property agent must first pass the RES exam — a mandatory licensing requirement regulated by the Council for Estate Agencies (CEA). Without a pass, you cannot legally represent buyers, sellers, or landlords.

Examination Structure
Papers
2 Papers
Duration
2.5 hrs each
Pass Mark
60% per paper
Validity
2-year window
Format (Both Papers)
Section A: 60 MCQs — 60 marks
Section B: 20 case study MCQs — 40 marks
Paper Syllabus
Paper 1: Agency Industry Overview, Land Law, Dealings with Land, Law of Agency, Professional Ethics, Real Estate Marketing
Paper 2: Real Estate Marketing (Practice), Property Transactions (Sale & Lease), Renting, Foreigners' Property Ownership
Key Requirements
Must complete the mandatory RES course and obtain the certificate before registering
Exams administered by NTUC LearningHub
Results released 4–6 weeks after the exam
For official scheduling, registration and fees, refer to the CEA website or NTUC LearningHub.
FA

Financial Advisor

Regulated by MAS · IBF-administered modules

Financial advisors in Singapore who advise on life insurance, ILPs or health products must hold the relevant IBF qualifications, as required by the Monetary Authority of Singapore (MAS) under the Financial Advisers Act. Four modules are compulsory.

RES5 — Rules, Ethics and Skills for Financial Advisory Services
M9 — Life Insurance and Investment-Linked Policies
M9A — Life Insurance and Investment-Linked Policies II
HI — Health Insurance

A study tool that knows
where you stand.

Log in and you see your momentum, not a welcome screen. Days studied, weakest topics, and how close you are to exam-ready — at a glance.

Daily activity heatmap

See the days you showed up. Streaks build the habit; the habit passes the exam.

Weak-spot radar

Performance scored across topics — Law, Tax, Valuation, Calculations. Drill where it counts.

Exam-ready meter

One honest percentage. When it hits 80% you're cleared to book the sitting.

WT
Wei Tan RES · Paper 1 & 2
READY TO SIT
Exam-ready meter 75%▲ 4% this week
Study activity · last 60 days 11-day streak
Weak-spot radar updated 2h ago
You
avg 72%
Target
pass band
 Focus: Tax

Two exams. One workspace.

In Singapore, aspiring Real Estate Salespersons must pass the CEA-administered RES exam (Paper 1 & 2) before registering with an estate agency. Aspiring Financial Advisors must clear 4 IBF/MAS-required modules (RES5, M9, M9A, HI) to advise on life insurance and investment products. We cover both.

RES Exam Prep

Real Estate Salesperson · CEA-administered
LIVE
1,500+ practice questions across Paper 1 & 2
Easy · Medium · Hard difficulty tiers
Timed mock mode — 2 min per question
Cheatsheet & topic-tagged review
Weak-spot radar & streak tracking
Get access

FA Exam Prep

Financial Advisor · IBF / MAS-required modules
LIVE
All 4 compulsory modules in one place
Bilingual EN / 中文 questions & explanations
Timed exam mode — 1 min per question
Cheatsheet & topic-tagged review
RES5Rules, Ethics and Skills for Financial Advisory Services
M9Life Insurance and Investment-Linked Policies
M9ALife Insurance and Investment-Linked Policies II
HIHealth Insurance
Get access

Simple, honest pricing.

One-time payment. No subscriptions. Study at your pace.

6 months

Starter

S$30one-time

For focused, time-boxed preparation.

Full RES question bank
Timed mock mode
Weak-spot radar & cheatsheet
Progress & streaks
Get started

Corporate

Team

−30%5+ codes

For agencies and financial firms onboarding multiple reps.

All Standard features
RES + FA both included
Dedicated onboarding call
Centralised licence management
Invoice & receipt provided
Enquire now

// Agency enquiries: [email protected]

People who passed — and what tipped it.

A few notes from candidates who used the tool to cross the line.

★★★★★
Cleared Paper 1 & 2 on first try. The timed mock mode was the closest thing I've seen to the actual exam — same pressure, same pacing.
WM
Wei MingRES candidate
PASS · 38/50
★★★★★
Gave up on the textbook after week 2. Just drilled questions every commute on the MRT. The weak-spot radar told me where to focus. Worked.
PS
Priya S.Property agent
PASS
★★★★★
Cheatsheet is genuinely useful — not a wall of bullets. I printed it and brought it everywhere. The difficulty tiers are honest; hard means hard.
JT
Jonathan T.Re-sit candidate
PASS · 2nd
★★★★★
The exam-ready meter kept me honest. When it hit 80%, I booked the sitting that week. Cleared it. Wish I had this on my first attempt.
RL
Rachel L.RES candidate
PASS · 42/50
★★★★★
Bought the 1-year for my whole team of new reps. Onboarding ROI in 6 weeks. The dashboard lets me see who's ready to sit and who needs more drilling.
DK
Daniel K.Branch manager
AGENCY · 8 seats
★★★★★
Third sitting. Finally cleared. Heatmap kept me coming back daily; radar showed I'd been ignoring Tax for months.
HA
Hafiz A.Re-sit candidate
PASS